Uninsured and underinsured motorist coverage is an essential coverage that should not be optional. When a person gets into an accident and the individual who hits them does not have car insurance or does not have enough insurance, as long as the person who was hit has underinsured or uninsured motorist coverage, they can get compensated for the full value of their case. Without it, the injured person will not be able to recover the full amount of their case.
To learn more about how underinsured and uninsured coverage impacts a motorcycle collision case, reach out to an experienced motorcycle accident attorney. A Boston uninsured/underinsured motorcycle accident lawyer could help you understand your legal options and how you can recover compensation.
A person in Boston should consider having $50,000 to $100,000 in uninsured motorist coverage. This is because, most of the time, an individual is hit by a car that has a 20/40 insurance policy. This means they only have $20,000 available insurance coverage. If they have uninsured or underinsured motorist coverage above $20,000, they are going to be able to recover the difference between the $50,000 and the $20,000 or $100,000 and $20,000, depending on what the person in Boston elects to have. Consult with an uninsured/underinsured motorcycle accident lawyer in Boston for more information.
When a motorcyclist is involved in a hit and run accident, it is crucial to have that underinsured or uninsured motorist coverage. In this situation, the insurance company will treat it as though it knows the party who hit the claimant and caused the accident, and their own insurance company will stand in for the third party that hit them. Without this coverage, the victim of a hit and run accident is going to have a difficult time recovering damages.
When a motorcyclist is forced off the road, even if there is no contact, the other car is still negligent. The motorcyclist could still make a claim against the other car that forced them off the road because they acted negligently. In this case or in a hit and run accident, an accomplished lawyer could help the injured motorcyclist recover the compensation that they deserve.
Following a motorcycle accident, the injured victim can claim damages for lost wages, future lost wages, medical expenses, future medical expenses, pain and suffering, and emotional distress. A skilled attorney could have a full evaluation of exactly how an accident impacted the victim’s life. A lawyer will want to know if they missed any time from work, what their injuries are, if they spent time in the hospital, and how the wreck impacted them emotionally.
The motorcycle collision victim can recover for basically anything that was affected by the accident that they can make a reasonable argument for. A Boston uninsured/underinsured motorcycle accident lawyer could help you recover the damages that you deserve following a collision. Call today and schedule your consultation.