Car accidents are inherently scary and stressful, but incidents in which an at-fault driver does not have insurance may be especially taxing. Though state law requires all drivers in Massachusetts to hold liability insurance, some drivers choose to disregard this statute. Recovering compensation from these parties often proves more complicated than simply filing an insurance claim. Thankfully, there are other methods to recover damages. A Roxbury uninsured car accident lawyer may be able to provide potential solutions, such as recovering through an injured party’s personal insurance or seeking compensation directly from the at-fault party. Connect with a seasoned car accident attorney to discuss any potential claims or legal options.
Massachusetts state law requires all drivers to maintain a certain amount of insurance coverage. Uninsured drivers are those who have no insurance policy or are missing at least one of the required coverages, such as:
These insurance policies are meant to cover damages if a policyholder causes injury to another person while driving. Drivers who do not have these insurance policies may be held personally liable for the damage they cause. In these cases, an experienced Roxbury uninsured car accident attorney may suggest direct legal action.
There may be another option for individuals who do not wish to pursue direct action against an at-fault driver. Massachusetts General Law ch. 175, §113L states that uninsured motorist coverage is required for all drivers. This coverage is usually built into an injured driver’s insurance policy and generally provides coverage for injuries and damaged vehicles.
Unfortunately, insurance companies may attempt to negate valid UCM claims or minimize the amount of compensation offered. For this reason, injured individuals may wish to have a Roxbury uninsured car accident lawyer review a claim before communicating with an insurance provider.
It is possible for an injured person or their skilled attorney to bring a civil suit directly against an uninsured party instead of filing a claim with an insurance company. Individuals may pursue action if they wish to avoid depending on their uninsured motorist compensation, which may not be sufficient to cover all their damages. Those considering action may wish to discuss all possibilities for compensation with their attorney or legal representative to determine a favorable course of action.
Your focus after any car accident should be on restoring your health, not on wading through complicated insurance laws or policies. Fortunately, if you do need to engage in such complex legal issues, you do not have to do so alone.
A Roxbury uninsured car accident lawyer could help you build a favorable claim to recover damages. They could help review any claims or settlements, communicate with insurance providers, and fight to make sure you are treated fairly.
Allow a professional attorney to settle any claims, communicate with insurance, and navigate the legal system for you. Reach out today to discuss any potential claims and begin the process toward recovery.