Somerville Uninsured Car Accident Lawyer

Traffic law dictates that every driver in Massachusetts must be insured. Providers design these insurance policies to safeguard a driver from the cost of an accident and to reimburse anyone who may suffer injuries because of a policyholder’s negligent actions. Unfortunately, many of the drivers on Somerville’s roads individuals have failed to adhere to this law.

Since an uninsured motorist cannot rely on an insurance provider to pay a claim following a car wreck, the driver may be held personally liable for any damage someone sustained in the accident. For this reason, if you were involved in a car crash with an uninsured driver, you may wish to consult a Somerville uninsured car accident lawyer about filing a legal claim against the at-fault party. Allow a dedicated injury attorney to work towards a favorable outcome by gathering vital evidence and identifying potential defendants in order to demonstrate negligence, strengthen a case, and seek fair compensation on your behalf.

Proving the Defendant’s Fault

In a civil case, plaintiffs bear the legal obligation of proving their claim is valid. All potential claimants in a car accident must demonstrate how a defendant’s negligence—or careless or reckless action—caused injury. While driving without insurance is illegal, this act alone may not qualify as legal negligence.

Instead, a plaintiff must show that a potential defendant’s actions risked the wellbeing of others by violating a reasonable duty. Generally, a Somerville uninsured car accident attorney would seek evidence to show that a defendant did one of the following:

  • Violated traffic laws, such as failing to yield
  • Engaged in reckless behavior, such as texting while driving
  • Disregarded traffic signals, including stop signs

The Importance of Prompt Action

An attorney may be able to access police reports relating to a crash or relevant phone records while collecting this vital information. To ensure evidence is protected, it could be beneficial to contact a local attorney relatively soon after a car crash.

Early contact also helps to ensure injured parties can file their cases on time. According to Massachusetts General Laws ch. 260 §2A, plaintiffs who fail to file within three years of the date of an accident may lose the right to seek legal remedy or damages.

Seeking Compensation from an Uninsured Driver

Crashes involving uninsured drivers affect the potential source of compensation but do not alter a plaintiff’s right to financial recovery. Usually, a motorist relies on their insurance company to pay damages if they cause a car accident, but even without this protection, uninsured motorists can still be held accountable for their actions. Consequently, if an uninsured driver is found to be negligent, they could be obligated to pay damages for a plaintiff’s suffering themselves.

In some cases, an injured person’s own insurance may provide some relief. It is common for insurance policies in Somerville to contain uninsured motorist protection, which provides coverage for medical expenses or lost income in the event of an accident involving an uninsured driver.

Regardless of the specific circumstances, it may be beneficial to discuss all potential sources of recovery with an uninsured car accident lawyer in Somerville. Insurance policies can be complicated, but an experienced Somerville uninsured car accident lawyer may be able to determine if an injured party holds special protection. They could also advise on the best method for filing a claim, review settlement offers, and aggressively pursue legal action if necessary to help injured parties recover from a crash.

Getting in Touch with a Somerville Uninsured Car Accident Attorney

While filing a traditional insurance claim can be frustrating, an uninsured defendant creates a new set of challenges that may impede an injured individual’s ability to recover damages. If you were involved in a wreck where the at-fault party did not have insurance, a Somerville uninsured car accident lawyer may be able to help you recover.

A skilled attorney could advise you on the potential methods of recovery and explain what steps could be taken following a crash. Then, they could investigate your accident, help identify negligent acts, and fight to protect your rights in court. Reach out today to schedule a free consultation and start down the road to recovery.